The New York Black Car Operators’ Injury Compensation Fund — usually called the Black Car Fund — provides workers’ compensation coverage for black car drivers in New York, many of whom work as independent contractors rather than employees. It was created by New York State law in 1999 and is funded by a small surcharge on black car fares, collected by dispatch bases. Its coverage has since extended to drivers of app-based services dispatched as black cars in New York.

At a glance
Official name New York Black Car Operators’ Injury Compensation Fund
Created 1999, by New York State law
Purpose Workers’ compensation for black car drivers
Funding A small surcharge on black car fares
Who pays it Passengers, through the fare

Why it exists

Many black car drivers are independent contractors affiliated with bases, not employees. Traditionally, that meant they might have no workers’ compensation coverage if injured on the job. The Fund fills that gap.

How it works

Black car bases add a surcharge to fares and remit it to the Fund. If a covered driver is injured while working, the Fund provides benefits similar to workers’ compensation, such as medical care and lost-wage benefits.

Why passengers see it

If you review a detailed receipt for a black car trip in New York, you may see a line for the Black Car Fund surcharge. It is a regulatory fee, not an extra charge by the company. Read tolls and fees explained.

Other NYC trip fees

New York City trips may also include the state congestion surcharge and, since 2025, the congestion relief zone toll for trips in Manhattan below 60th Street. Read NYC congestion pricing explained.